Financial & Insurance

  

There are several financial options available, and we will work with each patient to find the payment option that is right for you. Payments may be made in our office at the time of your appointment, by mail, or by telephone.

The first option is payment in full. If you choose to pay the full amount, you will be given a 10% courtesy.

The second option involves a monthly payment plan for 24 months, with an initial deposit to cover the cost of the appliances and the records.

The third option is the Orthodontic Fee Plan which involves outside financing. There would be no initial payment to our office as this plan would finance treatment and you would pay them a monthly fee. We will also help you arrange financing with Orthodontic Fee Plan.

Methods of Payment

Payments may be made in our office, by mail, or over the telephone.

Credit Card/Debit Card – If you prefer to make a payment by credit card our office accepts Visa, American Express, Discover and Master Card.

Checks – Our office accepts certified checks and money orders

Care Credit –  Our office does accept care credit and we can help you arrange financing with Care Credit.  As a part of CAre Credit, they make it easy for you to afford braces for yourself or your children.  Use Care Credit to pay for elective procedures. They offer low fixed rates or interest-free loans to qualified applicants.  We can help you with the application process in our office the day of your New Patient Consultation appointment, you may also apply by phone or online at www.carecredit.com

Insurance

Our contract for payment is made with you. We hold you entirely responsible for payment of the fee for orthodontic treatment.

If you have contracted with an insurance company that provides an orthodontic benefit, we are pleased to offer our assistance in the filing of your primary claim. Information we may receive regarding your orthodontic benefit is not a guarantee of payment. We will gladly accept assignment of benefits directly to Dr. Bailey. Should your insurance be terminated before the maximum benefit has been reached, any amount due but not paid by the insurance company will be added back to your account. Your monthly payment will then be adjusted accordingly over the months remaining on your contract.

Flexible Spending Accounts

Flexible Spending Accounts are currently available through many employers. These accounts allow the employee to set aside a pre-determined amount of their annual income to be used to pay for health care. After a payment has been made to a health care professional, the receipt for payment is submitted to the employer for reimbursement. A reimbursement from the dedicated funds is then made to the employee without state or federal tax deductions. Our financial team will gladly provide you with the necessary receipts for reimbursement from your employer.